What makes GPO different?
New laws and regulations are changing the face of financial
institutions today, that is why it is important to truly
understand how your credit union is different and unique.
GPO Federal Credit Union is a member-owned federally
insured, member owned financial cooperative. We exist to
serve our members, not to make a profit. Credit Unions do
not pay dividends to stockholders. We instead return our
earnings to our members in the form of
lower loan rates,
higher savings rates, fewer fees, and great products and
Each GPO Member has equal ownership in the credit union,
regardless of how much money they have on deposit. At GPO,
you are both a member and an owner, and are given the
opportunity to vote for, and serve on our volunteer board of
directors. When you open a new account, you will pay a $5.00
membership fee, this establishes your share in the credit
Credit unions are exempt from Federal and most state taxes
because we are member-owned not-for-profit organizations
managed by a volunteer board of directors. We have a mission
to serve the financial needs of consumers, especially those
of modest means.
By current federal statute, credit unions cannot serve the
general public. At GPO, people qualify for membership by
working (them or a family member) for one of our
employee groups, OR by living, working, attending school, or
worshiping in many specified communities throughout Central
New York. Family members of current members are
automatically eligible for membership.
Click here to learn more about
GPO is committed to educating our members and the community,
helping you make decisions that will lead to a bright
financial future. GPO members have access to
financial counseling at no cost to the member. Whether it be
minimizing credit card debt, starting on a path to savings,
helping you decide between buying or leasing a car, or even
helping you avoid bankruptcy, BALANCE can help.
to learn more about BALANCE.
Our Focus is You:
At GPO, our mission statement is simply, ‘Our Focus is You’.
Our goal is to serve our member-owners, and to serve them
well. Our members are very loyal for this reason. Your
credit union will be here for you in good times and in bad,
and we look forward to helping you and your family meet your
Click here to view our annual reports.
Look how YOUR
credit union has grown!
December 31, 1931
First Year of Operation
December 31, 1955
25th Year of
December 31, 1980
50th Year of
December 31, 2005
75th Year of
December 31, 2011
82nd Year of