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A GPO Visa is better than the rest... here's why!

Rates as low as 7.99% apr with No Annual Fee!

This is our everyday rate, so it won't change when you least expect it! Submit an online Visa request now!

No Balance Transfer Fee

Move your higher rate card balances to your GPO Visa with NO transfer fee!  Unlike other cards which add a fee of 3% to the balance you're trying to pay off!  And for a limited time, transfer your higher rate credit cards from other financial institutions or retail outlets to a GPO Visa with a rate as low as 1.99% for 12-months!   Submit an online Visa request now!

Earn Reward Points to Redeem for merchandise, travel
and CA$H BACK!

Visa credit cardholders earn one ScoreCard Reward point for every dollar spent on qualified purchases!  Earn points twice as fast when you combine your credit card points with your Value Checking Debit Card points!

Redeem your points for merchandise, travel, and now up to $400 CASH BACK!* 

24x7 Online and Telephone Access to your Visa!

View or listen to your balance, account history, and make payments online with e-PAT online account access and audio-PAT telephone account access!

Local Service!

If you ever have a question about your Visa or want to make a payment in-person, we're as close as your nearest branch!

Apply at any branch or submit an online Visa request




To Report A Lost or Stolen Credit or Debit Card
Call (800) 543-5073


*Rates based on credit history.  Credit restrictions apply.  Members may redeem up to 50,000 reward points to earn $400 cash back per year.  You can combine credit and debit card points for cash back, but cash back points may not be combined per household.  Members with delinquent loans may not redeem for cash back.  See branch for other limitations.

Compare a GPO Visa to the competition!


$5,000 Balance at 18.24% apr
$100 monthly payment

It will take 95 months to bring you to a zero balance.

You will pay $4,473 in interest, which is almost as much as your original balance!

GPO Visa: 

$5,000 Balance at 7.99% apr
$100 monthly payment

It will take 62 months to bring you to a zero balance.

You will pay $1,102 in interest

That's a savings of $3,371 AND it will be paid off 33 months sooner, that's almost 3-years taken off the term!






GPO members have access to BALANCE, financial counseling, at no cost to you!  Click the links above to take an online education course.



Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency..