Payment $aver Auto Loans
GPO's Payment $aver financing option offers monthly payments that are considerably lower than conventional financing... with no money down!
GPO's Payment $aver is a lease-like program, only you OWN the vehicle, and there are plenty of ent-of-term options:
Refinance remaining balance
and keep the vehicle.
New AND Used vehicles (up to 3-years old)
qualify for the Payment $aver program. With terms ranging from
36-72 months, discover how Payment $aver makes cents for your auto
Pick your make, model, and available options and get payment amounts INSTANTLY for GPO's Payment $aver and Conventional Auto Financing... for different loan terms!
Payment $aver versus Conventional Financing:
Lower monthly payments up to 67% lower than conventional with no money down!
You get more value for your money giving you the option to drive a better vehicle!
Minimum cash investment no money down required even the taxes and registration can be included!
Flexible loan terms from 3 to 6 years.
Payments are based on actual use of vehicle (depreciation) with final balloon payment based on the projected resale value of the vehicle at loan maturity.
Take shorter loan terms & change vehicles more frequently.
Eliminates negative equity risk factor associated with conventional financing by finally getting you out the cycle of paying off a previous vehicle loss with your next vehicle loan.
Payment $aver versus
You own the vehicle (titled in your name!)
Payment $aver financing requires no money down and has no hidden costs typically found in leasing.
You can finance a vehicle up to 3 years used.
You can carry the level of auto insurance you choose.
You can negotiate the vehicle purchase price like a cash purchase with the dealer. This gives you a stronger basis of price negotiation and can potentially save you thousands of dollars on your vehicle purchase.
You are borrowing money from a source you know and trust (your Credit Union) and know all details of your vehicle purchase.
You get fair market residual value, not a potentially inflated amount which immediately puts you in a negative equity position upside down on your loan throughout its term.
You can pay off your loan, sell or trade your vehicle anytime with no prepayment penalty.
Plenty of end of loan term options: