Budget Worksheet (PDF)

Call 888-456-2227 to speak to a Balance financial counselor, or click here to visit GPO's Balance Website

Managing Your Money & Budgeting

GPO knows that money management skills are learned. That's why, as a benefit of GPO membership, you have access to BALANCE Financial Fitness Program. BALANCE offers personal finance counseling by credentialed experts for a price anyone can include in their budget: free.

The first step toward financial security is analyzing cash flow with a budget and debt counseling session. All the essential elements are covered, including goals, assets, income, and debt. The focus of the appointment is up to you - you may choose to concentrate on developing a spending plan that you can truly follow, or explore debt reduction options. Each session is conducted over the telephone, and takes about an hour. So you can monitor progress and stay on track, a copy of your new budget and a detailed action plan will be sent to you.

If debt elimination is your main goal, you may choose a Debt Management Plan to quickly and efficiently repay your financial obligations. BALANCE negotiates with creditors to reduce interest and fees. You make one monthly payment. As a member of (Credit Union), the program's monthly administration fee of $20 is waived.

Budget and debt counseling is your opportunity to better understand your individual spending decisions and make a plan that is driven by your goals, not entrenched habits. Professional guidance is key - without it, your financial dreams may never become a reality.

To use the services, simply call the BALANCE toll-free number: 888-456-2227. Counselors are available Monday through Thursday, 5:00 a.m. to 8:00 p.m. (PST), Friday, 5:00 a.m. to 5:00 p.m. and Saturday, 8:00 a.m. to 5:00 p.m. Or visit http://www.balancepro.net/partners/gpo/ for more information.