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*Minimum loan amount $5,000. To qualify for promotional rate, member must have or open a new checking account with direct deposit of net check or payroll deduction of $200 or more. The discounted rate without qualifying products is as low as 4.90%apr. Must be a new eligible loan, existing GPO loans do not qualify. Rates based on credit history. Credit and loan type restrictions apply. Application must be received before 4:00pm on July 11, 2009, and loan must be booked by July 17, 2009.