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Savings Calculators

 

Savings Rates (effective 03/01/10)

 

March 2009 Certificate Special

1.70%APY!*

15-Month Term  -  Minimum Deposit $1,000  -  1.69%APR

*Penalty for early withdrawal. To receive promotional rate, member must have or open a GPO checking account with direct deposit of net check or payroll deduction of $200 or more. Account status must be maintained during entire term. No other rate specials apply. Limited time only. Rates are subject to change. $1000 minimum deposit.

SHARE SAVINGS

Account Type

Minimum Balance

Rate %

A.P.Y.%*

01 Share Savings

$50.01

.50

.50

09 Loan Payment Share Savings

$50.01

.50

.50

12 Kids Only Savings Club

None

.50

.50

02 10 11 Club Accounts
Vacation, Christmas, Special

$50.01

.50

.50

*Annual Percentage Yield. Dividends are credited monthly based on day of deposit, day of withdrawal. Minimum balance is required to earn interest.

MONEY MARKET SAVINGS & IRAs

Money Market 3-Month Certificate Special
1.10%
APY!*

No Penalty for Early Withdrawal with 14 Business Days written notice.
*1.09%APR, 1.10%APY.  Minimum deposit $2,000.

Account Type

Minimum Balance

Rate %

A.P.Y.%*

15, 17, 18, 19
Traditional, Roth & Educational

$2,000 - $20,000

1.00

1.01

$20,001 - $50,000

1.09

1.10

$50,001 +

1.19

1.20

For balances below $2,000, the rate is .25% below the share savings account rate. There is a minimum balance requirement of $2,000.

MEMBER CHOICE TERM SHARE CERTIFICATES

Type

Minimum
Balance

Rate %

A.P.Y.%*

Money Market - 6 mo.

$1,000

1.44

1.45

Term Share - 12 mo.

$1,000

1.59

1.60

Term Share - 24 mo.

$1,000

1.98

2.00

Term Share - 36 mo.

$1,000

2.47

2.50

Term Share - 48 mo.

$1,000

2.72

2.75

Term Share - 60 mo.

$1,000

2.96

3.00

Kids Only Savings Club  - 12 mo.

$250

1.59

1.60

Easy Start  - 12 mo.

$500

1.59

1.60

*There are dividend penalties for early withdrawal.*Kids Only Savings Club & Easy Start require additional monthly deposits via direct deposit or automatic transfer. Refer to certificate for details.

All accounts are insured to $250,000 by the NCUA, an agency of the U.S. Federal Government.  

MEMBER CHOICE TERM SHARE IRAs

Type

Minimum
Balance

Rate %

A.P.Y.%*

12 mo. Certificate

$1,000/$500**

1.59

1.60

24 mo. Certificate

$1,000/$500**

1.98

2.00

36 mo. Certificate

$1,000/$500**

2.47

2.50

48 mo. Certificate

$1,000/$500**

2.72

2.75

60 mo. Certificate

$1,000/$500**

2.96

3.00

1) Dividends are compounded and posted monthly.  There are penalties for early withdrawal.
2) **Minimum balance of $1,000, $500 minimum balance on Education IRAs.


Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government. 
National Credit Union Administration, a U.S. Government Agency.
 

 

 

 

 

 

 

 

 

 

©2009 GPO Federal Credit Union