|
July
2010 Certificate Specials |
|
1.35%APY!*
14-Month Term -
Minimum Deposit $1,000 -
1.34%APR |
|
*Penalty for early withdrawal. To receive promotional
rate, member must have or open a GPO checking
account with direct deposit of net check or payroll
deduction of $200 or more. Account status must be
maintained during entire term. No other rate
specials apply. Limited time only. Rates are subject
to change. $1000 minimum deposit. |
|
SHARE SAVINGS |
|
Account
Type |
Minimum
Balance |
Rate % |
A.P.Y.%* |
|
01 Share Savings |
$50.01 |
0.50 |
0.50 |
|
09 Loan Payment Share Savings |
$50.01 |
0.50 |
0.50 |
|
12 Kids Only Savings Club |
None |
0.50 |
0.50 |
|
02 10 11 Club Accounts
Vacation, Christmas, Special |
$50.01 |
0.50 |
0.50 |
|
*Annual
Percentage Yield. Dividends are credited monthly based on
day of deposit, day of withdrawal. Minimum balance is
required to earn interest. |
|
MONEY MARKET
SAVINGS & IRAs |
|
Money Market
3-Month Certificate Special
1.05%APY!*
No Penalty for Early Withdrawal with 14 Business Days
written notice.
*1.04%APR, 1.05%APY.
Minimum deposit $1,000. |
|
Account Type |
Minimum
Balance |
Rate % |
A.P.Y.%* |
|
15, 17, 18, 19
Traditional, Roth & Educational |
|
0.94 |
0.95 |
|
|
0.99 |
1.00 |
|
|
1.04 |
1.05 |
|
For
balances below $2,000, the rate is .25% below the share
savings account rate. There is a minimum balance requirement
of $2,000. |
|
MEMBER CHOICE TERM SHARE CERTIFICATES |
|
Type |
Minimum
Balance |
Rate % |
A.P.Y.%* |
|
Money Market
- 6 mo. |
$1,000 |
1.14 |
1.15 |
|
Term Share -
12 mo. |
|
1.24 |
1.25 |
|
Term Share -
24 mo. |
|
1.79 |
1.80 |
|
Term Share -
36 mo. |
|
2.37 |
2.40 |
|
Term Share -
48 mo. |
|
2.67 |
2.70 |
|
Term Share -
60 mo. |
|
2.96 |
3.00 |
|
Kids Only
Savings Club
-
12 mo. |
|
1.24 |
1.25 |
|
Easy Start
-
12 mo. |
|
1.24 |
1.25 |
|
*There are dividend penalties for early withdrawal.*Kids
Only Savings Club
& Easy Start require additional monthly deposits via direct
deposit or automatic transfer. Refer to certificate for
details. |
|
All
accounts are insured to $250,000 by the NCUA, an agency of
the U.S. Federal Government. |
|
MEMBER CHOICE TERM SHARE
IRAs |
|
Type |
Minimum
Balance |
Rate % |
A.P.Y.%* |
|
12 mo.
Certificate |
|
1.24 |
1.25 |
|
24
mo. Certificate |
|
1.79 |
1.80 |
|
36
mo. Certificate |
|
2.37 |
2.40 |
|
48
mo. Certificate |
|
2.67 |
2.70 |
|
60
mo. Certificate |
|
2.96 |
3.00 |
|
1)
Dividends are compounded and posted monthly. There are
penalties for early withdrawal.
2)
**Minimum
balance of $1,000, $500 minimum balance on Education IRAs. |
Your
savings federally insured to at least $250,000
and backed by the full faith
and credit of the United States Government.
National Credit Union
Administration, a U.S. Government Agency.
|
