|
February 2012 Certificate Specials |
|
1.10%APY!*
15-Month Term -
Minimum Deposit $1,000 -
1.09%APR |
|
*Minimum deposit $1,000. Penalty for early
withdrawal. Rate available for a limited time only,
and is subject to change. To receive the promo rate,
members must have a GPO checking account with direct
deposit of net check or payroll deduction of $200.00
or more. Account status must be maintained during
the term. |
|
SHARE SAVINGS |
|
Account
Type |
Minimum
Balance |
Rate % |
A.P.Y.%* |
|
01 Share Savings |
$50.01 |
0.50 |
0.50 |
|
09 Loan Payment Share Savings |
$50.01 |
0.50 |
0.50 |
|
12 Kids Only Savings Club |
None |
0.50 |
0.50 |
|
02 10 11 Club Accounts Vacation, Christmas, Special |
$50.01 |
0.50 |
0.50 |
|
*Annual
Percentage Yield. Dividends are credited monthly based on
day of deposit, day of withdrawal. Minimum balance is
required to earn interest. |
|
Money Market 3-Month
Certificate Special
|
|
0.65%APY!*
No Penalty for Early Withdrawal with 14 Business Days
written notice. *0.648%APR.
Minimum deposit $1,000. |
|
MONEY MARKET
SAVINGS & IRAs |
|
Account Type |
Minimum
Balance |
Rate % |
A.P.Y.%* |
|
15, 17, 18, 19 Traditional, Roth & Educational |
|
0.250 |
0.250 |
|
|
0.549 |
0.550 |
|
|
0.598 |
0.600 |
|
|
0.698 |
0.700 |
|
MEMBER CHOICE TERM SHARE CERTIFICATES |
|
Type |
Minimum Balance |
Rate % |
A.P.Y.%* |
|
Money Market
- 6 mo. |
$1,000 |
0.747 |
0.75 |
|
Term Share -
12 mo. |
|
0.896 |
0.90 |
|
Term Share -
24 mo. |
|
1.243 |
1.25 |
|
Term Share -
36 mo. |
|
1.736 |
1.75 |
|
Term Share -
48 mo. |
|
1.981 |
2.00 |
|
Term Share -
60 mo. |
|
2.276 |
2.30 |
|
Kids Only
Savings Club
-
12 mo. |
|
0.896 |
0.90 |
|
Easy Start
-
12 mo. |
|
0.896 |
0.90 |
|
*There are dividend penalties for early withdrawal.*Kids
Only Savings Club
& Easy Start require additional monthly deposits via direct
deposit or automatic transfer. Refer to certificate for
details. |
|
All
accounts are insured to $250,000 by the NCUA, an agency of
the U.S. Federal Government. |
|
MEMBER CHOICE TERM SHARE
IRAs |
|
Type |
Minimum Balance |
Rate % |
A.P.Y.%* |
|
12 mo.
Certificate |
|
0.896 |
0.90 |
|
24
mo. Certificate |
|
1.243 |
1.25 |
|
36
mo. Certificate |
|
1.736 |
1.75 |
|
48
mo. Certificate |
|
1.981 |
2.00 |
|
60
mo. Certificate |
|
2.276 |
2.30 |
|
1)
Dividends are compounded and posted monthly. There are
penalties for early withdrawal. 2)
**Minimum
balance of $1,000, $500 minimum balance on Education IRAs. |
Your
savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government. National Credit Union
Administration, a U.S. Government Agency. |