loan relief options

When our community needs help, GPO is here to help relieve your financial worries. We know many people are concerned about reduced income … We are ready to help by offering:

*By accessing this link below, you will be leaving GPO’s website and entering a site not operated by the credit union. Although this is a GPO partner site, we are not responsible for the content.​

• Personal loans with deferred payments for 90 days.*
• Skip a loan payment – Members may skip a payment once during an 18-month period.** We are waiving Skip-a-Payment fees on existing loans.*** To skip a loan payment, visit your nearest branch or contact us at (315) 724-1654.
• To provide student loan relief, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last until Sept. 30, 2020, but you can still make payments if you choose. For more information, visit the Federal Student Aid website for frequently asked questions. For questions about your private loans, please visit Student Choice student loans frequently asked questions.
• If you are experiencing financial distress directly related to the COVID-19 pandemic and have an existing mortgage that you need assistance with, contact OwnersChoice Funding at (800) 342-4998 or email at mortgage.servicing@ownerschoice.com.
• And many other personal solutions.

​We are a call or click away. Contact us at (315) 724-1654 for more details.

*Membership eligibility required. Credit restrictions apply. Rates based on credit history. Existing GPO loans cannot be refinanced with promotional rates. Not valid with any other offer. Limited-time offer. Subject to change. Contact us for more details

**To qualify, loan must have been booked more than 12-months prior to the skip date. Members must be current on their loan and have not skipped a payment on this loan within the past 18-months. This offer excludes Visa, mortgage or home equity loans, business, Payment Saver, student loans, and other open-end loans. Subject to credit union approval.

***Membership eligibility required. Credit and other restrictions apply. Rates based on credit history. Cannot be more than 15 days late on current payment. Limited-time offer. Subject to change. Contact us for more details.