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GPO Federal Credit Union
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Get paid a day early

With direct deposit, there’s no need to rush to the credit union with your paycheck, social security, or other regular recurring deposit. The money is automatically deposited into the account you designate and is available immediately, sometimes a day early. When we receive the electronically transmitted payroll file, often times the day before payday, we post the transaction immediately instead of waiting a day … which means, you may get paid a day early.

No minimum balance fee requirements on checking accounts. At GPO, we understand that some people will bring their account to a lower balance, usually right before they get paid. We don’t impose a fee for members who have a low balance in their account.
Now, make the switch to GPO! Visit your nearest branch to open an account.

checking accounts
savings accounts
WANT TO LEARN MORE?
For more details about how you can get paid a day early, watch our video on our YouTube channel.

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Contact Us

4311 Middle Settlement Road
New Hartford, NY 13413
​
Phone: (315) 724-1654
​
Email: gpofcu@gpofcu.com
Routing number: 221380761​

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Equal housing lender and NCUA logos.
Your savings is federally insured to at least $250,000 and backed by the full faith and​ credit of the United States Government.​ National Credit Union Administration, a U.S. Government Agency. Member eligibility is required.
© COPYRIGHT 2018
  • Accounts
    • Checking Accounts >
      • Classic Checking
      • Value Checking
      • Check Reorder
    • Savings Accounts >
      • Kids' Cash Savings
      • Health Savings Account
    • Accessing Your Account
    • Online Account Access
    • Mobile Banking App >
      • Mobile App Set-up
    • Easy Pay
  • Loans
    • Auto Loans
    • Personal Loans
    • Visa Credit Card
    • Home Equity
    • Student Loans
    • Member Business Loans
    • Mortgage
  • Rates
    • Loan Rates
    • Savings Rates
    • Apply for a Loan
  • Services
    • ATM Locations >
      • Utica area
      • Mohawk Valley
      • Oneida area
      • Syracuse area
    • Your Rewards
    • Reg-E Overdraft Consent
    • Get Paid a Day Early
    • DocuSign Services
    • Auto Center
    • Insurance Options >
      • Credit Life and Disability
      • Guaranteed Asset Protection
      • Mechanical Repair Coverage
      • TruStage Insurance
    • Autos & Properties for Sale
    • Skip-A-Pay
    • Prime Times Club
  • Education
    • COVID-19 >
      • Loan relief options
      • Digital banking options
      • COVID resources
      • COVID: Kids Education
      • Stimulus: Ways to spend
    • Financial Counseling
    • Identity Theft >
      • Identity theft video series
      • Child identity theft
      • Senior identity theft
      • Debit and Credit Safety
      • Phishing
      • Mobile Banking Security
      • Identity Theft FAQs
    • Financial Education Videos
    • Zogo financial literacy app
    • Kids' Cash Corner
    • It's a Money Thing
    • Online Defensive Driving Course
    • Calculators
  • About
    • Who is GPO? >
      • The Difference
      • Annual Reports
      • GPO Management Team
    • Community >
      • Community Calendar
      • Sponsorships
      • Scholarships
      • Workshops
    • Subscribe to Emails
    • Branch Locations
    • Careers
    • Holiday Closings
    • GPO Frequently Asked Questions
    • Contact Us
  • Join
  • Make an appointment