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GPO Federal Credit Union
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REFI & SAVE WITH GPO!

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AUTO LOANS
​Promotional rates as low as 2.40% APR* for 60 months

Whether you are looking to finance or refinance your auto loan, GPO has great money-saving rates on 2019 model years or newer!
apply for an auto loan
learn more

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PERSONAL LOAN
​Promotional rates as low as 6.49% APR* up to 36 months

Whatever you need the money for, GPO’s personal loans can help with low rates and competitive terms, up to 63 months.
apply for a personal loan
learn more

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VISA BALANCE TRANSFER
​Promotional rates as low as 3.99% APR* for 24 months with no transfer fee!

Move your higher rate card balances to GPO Visa Credit Card with no transfer fee.
apply for visa balance transfer
learn more

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FLEX EQUITY
​Introductory rates as low as 0.90% APR* for 6 months or rates as low as 1.90% APR* for 12 months

GPO's Home Equity loans are a quick and easy way to get money for all of your home improvement projects and you only need to apply once to take advantage of our two-for-one option. Members can get a one-time loan with an attached line of credit. That means when new projects crop up, you don't have to re-apply ... your line of credit is ready and waiting.
apply for flex equity
learn more

*By accessing any of the links above, you will be leaving GPO’s website and entering a site not operated by the credit union. Although this is a GPO partner site, we are not responsible for the content.
AUTO LOANS:
*Membership eligibility required. Credit restrictions apply. Rates based on credit history. 2018-2022 models only. Excludes Payment Saver. Existing GPO loans cannot be refinanced with promotional rates. Not valid with any other offer. Rates are subject to change. See branch for full details.
HOME EQUITY:
*Membership eligibility required. Rates based on credit worthiness. Restrictions apply. Home equity offer is valid for new home equity loans only. Existing lines with new advances do not qualify. Mortgage tax, county recording fees and tax servicing fees apply. Limited time offer. Rates subject to change. See branch for full details. Rate converts to GPO’s current line of credit rate, at the end of the 6th or 12th month. After 6 months, the APR (Annual Percentage Rate) may vary monthly based on the Prime Rate published in the Wall Street Journal plus a margin. Prime rate as of 6/16/22 is 4.75%. Minimum Line of Credit loan is $10,000. Rates can increase or decrease, but not to exceed 16.00% APR. Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Rates apply to new loans and are based on a loan to value (LTV) up to 80%. If closed within 3 years of the opening date, reimbursement for certain fees paid to third parties to open the loan is required. Fees vary depending on loan amount and can be as low as $958.50 for a $50,000 loan or $1,333.50 for a $100,000 loan. Homeowners insurance is required. Consult a tax advisor for deductibility for interest.
VISA BALANCE TRANSFER:
*Membership eligibility required. Credit restrictions apply. Rates based on credit history. Limited-time offer. Rates subject to change. See branch for full details.
PERSONAL LOANS:
*Membership eligibility required. Credit restrictions apply. Rates based on credit history. Limited-time offer. Rates subject to change. See branch for full details.

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4311 Middle Settlement Road
New Hartford, NY 13413
​Email: gpofcu@gpofcu.com
Routing number: 221380761​
(315) 724-1654

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Member eligibility is required. Federally insured by the NCUA. Equal Housing Lender. Your savings is federally insured to at least $250,000 and backed by the full faith and​ credit of the United States Government.​ National Credit Union Administration, a U.S. Government Agency.
© COPYRIGHT 2022
  • Apply For Loan
  • Accounts
    • Checking
    • Savings
    • Account Access
  • Loans
    • Auto Loans
    • Recreational Vehicle & Boat Loans
    • Mortgages
    • Home Equity
    • Visa Credit Card
    • Personal Loans
    • Student Loans
    • Member Business Loans
    • Insurance Options
  • Rates
    • Loan Rates
    • Savings Rates
  • Services
    • Financial Education >
      • Workshops
      • Financial Counseling
      • Zogo App
      • Identity Theft Series
    • Direct Deposit
    • Skip-A-Pay
    • Your Rewards
    • ATM Locations
  • About Us
    • Our Story
    • Careers
    • Community >
      • Community Calendar
      • Sponsorships
      • Scholarships
    • Locations
    • GPO Property for Sale
    • Contact Us
  • Join
  • Make An Appointment