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GPO Federal Credit Union
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make the switch to GPO

Where big banks are cutting branches, we're stretching our roots!
For 90 years, GPO Federal Credit Union has been a full-service financial institution with easy and convenient banking products along with friendly local service.
black piggy bank with maroon coin
SWITCH TO GPO TODAY
Make the switch to lower rates on loans, higher savings rates and fewer fees than the big banks. GPO's checking accounts feature:
  • Direct deposit with pay-a-day early access to funds
  • Access to more than 90,000 fee-free ATMs
  • Free paper and e-statements
SPECIAL OFFERS FROM GPO
Not a member?
Become a member online today to open a checking account or a loan. If you're a member, contact our Downtown Utica branch to make an appointment to sign up for a checking account today.
  • Sign up for a checking account and qualify to earn $50 when you use promo code PAY50.*
  • Apply for a loan online and qualify to earn 0.25% rate discount when you use promo code SAVE25NOW.*
*Membership eligibility required. Credit restrictions apply. Rates based on credit history. For the full disclosures on GPO's special offers, download the PDFs below.
NOTE: To view our current offers, click the links below. A portable document file (PDF) will open in a new window. A PDF reader is required for viewing. Please make sure your Adobe Acrobat Reader is up to date with the latest version.
Checking account offer
loan discount offer
computer with maroon arrow
ACCESS GPO ANYTIME AND ANYWHERE
GPO's enhanced online and mobile banking services are convenient and time-saving. Features include:
  • Mobile check deposit
  • GPO's bill pay
  • Remote controls for cards
  • E-alerts by text or email
  • GPO at Home online loan application
JOIN TODAY
Joining GPO is easy. Everyone who lives, works, attends school or worships in Oneida, Herkimer, Madison, Otsego, Fulton, Montgomery or Hamilton counties can become a GPO member. Experience a better banking relationship — one that won't leave you behind — and make the switch to GPO today!
NOTE: To view our switch kit, click the "download our switch kit" link below. A portable document file (PDF) will open in a new window. A PDF reader is required for viewing. Please make sure your Adobe Acrobat Reader is up to date with the latest version.
become a member
apply now
make an appointment
download our switch kit
maroon phone with black talking symbols
VISIT ANY GPO BRANCH TODAY
Stop in at any of our branch locations:
​New Hartford | Downtown Utica | South Utica | Barneveld | Oneida | Ilion | Dolgeville | Coming soon: Rome
Contact us at (315) 724-1654 or visit us online at gpofcu.com

Services

Checking
Savings
Auto Loans
​Loan Rates

Company

Who is GPO?
Join GPO
Careers
​Branch locations

Support

Contact Us
Web Accessibility
​Disclosures
​Site Map

Contact Us

4311 Middle Settlement Road
New Hartford, NY 13413
​
Phone: (315) 724-1654
​
Email: gpofcu@gpofcu.com
Routing number: 221380761​

Follow Us

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Equal housing lender and NCUA logos.
Your savings is federally insured to at least $250,000 and backed by the full faith and​ credit of the United States Government.​ National Credit Union Administration, a U.S. Government Agency. Member eligibility is required.
© COPYRIGHT 2018
  • Accounts
    • Checking Accounts >
      • Classic Checking
      • Value Checking
      • Check Reorder
    • Savings Accounts >
      • Accounts types and rates
      • Kids' Cash Savings
      • Health Savings Account
    • Accessing Your Account
    • Online Account Access
    • Mobile Banking App
    • Easy Pay
  • Loans
    • Auto Loans
    • Personal Loans
    • Visa Credit Card
    • Home equity
    • Student Loans
    • Member Business Loans
    • Mortgage
  • Rates
    • Loan Rates
    • Savings Rates
    • Apply for a Loan
  • Services
    • ATM Locations >
      • Utica area
      • Mohawk Valley
      • Oneida area
      • Syracuse area
    • Your Rewards
    • Reg-E Overdraft Consent
    • Get Paid a Day Early
    • DocuSign Services
    • Auto Center
    • Insurance options >
      • Credit Life and Disability
      • Guaranteed Asset Protection
      • Mechanical Repair Coverage
      • TruStage Insurance
    • Autos & Properties for Sale
    • Skip-A-Pay
    • Prime Times Club
  • Education
    • COVID-19 >
      • Loan relief options
      • Digital banking options
      • COVID resources
      • COVID: Kids Education
      • Stimulus: Ways to spend
    • Financial Counseling
    • Identity Theft >
      • Identity theft video series
      • Child identity theft
      • Senior identity theft
      • Debit and Credit Safety
      • Phishing
      • Mobile Banking Security
      • Identity Theft FAQs
    • Financial Education Videos
    • Zogo financial literacy app
    • Kids' Cash Corner
    • It's a Money Thing
    • Online Defensive Driving Course
    • Calculators
  • About
    • Who is GPO? >
      • The Difference
      • Annual Reports
      • GPO Management Team
    • Community >
      • Community Calendar
      • Sponsorships
      • Scholarships
      • Workshops
    • Subscribe to Emails
    • Branch Locations
    • Careers
    • Holiday Closings
    • GPO Frequently Asked Questions
    • Contact Us
  • Join
  • Make an appointment