Become a Member

Committed to Excellent Banking

Becoming a member means more than opening an account, it means joining a community that has put members first since 1931. As a not-for-profit financial cooperative, we’re here to support your goals every step of the way. At GPO we’re committed to providing exclusive member benefits, personalized service, and local care.

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How to Join

Because we’re a not-for-profit financial cooperative, membership is based on a few simple eligibility guidelines, but don’t worry, joining is easier than you might think. Take a look at the many ways you or a family member may already qualify. You’re eligible if you live, work, worship, or attend school in:

  • Fulton County
  • Hamilton County
  • Herkimer County
  • Madison County
  • Montgomery County
  • Oneida County
  • Otsego County

Open an Account

Make an Appointment

Your Member Benefits

When you join GPO, you’re not just opening an account, you’re unlocking better ways to save, borrow, and manage your money every day.

Here’s what that means for you:

  • Lower rates on loans to help you save more
  • Higher returns on your savings
  • Fewer fees, because your money should stay yours
  • Free everyday banking tools, including online & mobile banking, check cashing, and e-statements
  • Local customer service

And service that works for you:

  • 8 full-service branch locations with no appointment necessary
  • Get early access to your funds with direct deposit
  • Access to over 85,000 fee-free ATMs worldwide
  • Free paper and e-statements

We’d love to see you! No appointment necessary at any of our eight convenient locations in Downtown Utica, South Utica, Oneida, Barneveld, New Hartford, Rome, Ilion and Dolgeville. Coming soon to Chittenango NY

Branch Locations

Modern Digital Banking

Manage your money with confidence anytime, anywhere. GPO’s digital banking tools are designed to be secure, convenient, and easy to use.

Features include:

  • Transfer funds in just a few steps
  • Check balances & View statement(s)
  • Make loan payments with ease
  • Apply for a loan
  • Deposit checks remotely through Mobile Deposit Capture
  • Find nearby ATM wherever you go
  • Pay bills quickly with Easy Pay
  • Control your cards for added security
  • Stay in the know with email alerts
  • and more!

Download iPhone® App

Download Android™ App

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