Member Eligibility

As a not-for-profit financial cooperative, you must meet our field of membership eligibility requirements to join. It's easy though, look at all the ways you can be eligible. You or a family member must live, work, worship or attend school in:

  • Fulton County
  • Hamilton County
  • Herkimer County
  • Madison County
  • Montgomery County
  • Oneida County
  • Otsego County

Become a Member

Make an Appointment

Member Benefits

As a member, GPO offers you:

  • Lower rates on loans
  • Higher savings rates
  • Fewer fees than the big banks
  • Free account features such as online and mobile banking, check cashing and statements

GPO's Checking Account features:

  • Direct Deposit with pay-a-day early access to funds
  • Access to more than 90,000 fee-free ATM's
  • Free paper and e-statements

Member Access

GPO's enhanced online and mobile banking services are convenient and time-saving for our members to get access anytime and anywhere.

Features include:

  • Mobile check deposit
  • GPO's bill pay
  • Remote controls for cards
  • E-alerts by text or email
  • GPO at Home online loan application

Stop in and see us at any of our convenient locations in Downtown Utica, South Utica, Oneida, Barneveld, New Hartford, Rome, Ilion and Dolgeville.

Branch Locations