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The traditions that bring us home

Summer has a way of bringing people together.

Backyard barbecues. Family reunions. Evenings spent around the fire pit. Grandchildren chasing bubbles through the yard while neighbors stop over to say hello.

As our country celebrates 250 years of traditions, it's a reminder that some of the traditions we treasure most don't happen at famous landmarks or historic celebrations. They happen at home.

They're built one summer, one gathering, and one memory at a time.

Creating a home that grows with your traditions

The places where memories are made often evolve alongside the families who live there.

Maybe you've imagined adding a deck where everyone naturally gathers after dinner. Creating an outdoor space that's perfect for summer celebrations. Remodeling the kitchen before hosting the holidays. Or finishing a basement where family game nights can continue long after summer ends.

Home improvements aren't always about changing your house.

Often, they're about creating more opportunities to spend time with the people who matter most.

And having the flexibility to make those improvements can give you the freedom to shape your home around the life you're building.

The freedom to make it happen

Whether your project is big or small, Flex Equity allows eligible homeowners to put the equity they've built to work.

It provides the freedom to:

• Build the deck you've always wanted.
• Refresh the kitchen where everyone gathers.
• Create an outdoor living space for summer evenings.
• Tackle renovations one project at a time as your needs change.

To celebrate America's 250th anniversary, GPO is introducing a special America250 Home Equity Offer featuring:

• 2.5% introductory rate for the first 12 months
• No closing costs
• No appraisal fee
• Flexible draw period
• The option to lock in balances at fixed rates
• Fast local decisions and local servicing

Members also have access to free one-on-one financial counseling and the BALANCE Financial Program, providing additional guidance when planning for home improvement projects and other financial goals.

Freedom to create the next tradition

The projects you start this summer could become the backdrop for years of memories to come.

The deck you build today could host countless family cookouts. The finished basement could become the place where birthdays are celebrated. The backyard you've always envisioned could become the setting for future generations to gather.

Thanks to GPO's expanded community charter, more people than ever may be eligible to become members. If you live, work, worship, attend school, or regularly conduct business in Hamilton, Herkimer, Oneida, Madison, Otsego, Chenango, Onondaga, Lewis, or Essex County, you may be eligible to join.

Because some of the greatest traditions don't just get passed down.

They begin at home.

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