Disclosures

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ELECTRONIC AND ONLINE

• Electronic statements (e-statements)
• Online bill payment
• Mobile deposit capture agreement
• Electronic record and signature

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CHECKING AND SAVINGS

• Overdraft protection

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CREDIT CARD

• Visa Credit Card agreement
• Visa Credit Card disclosure

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GENERAL MEMBERSHIP

• Truth in savings: Share accounts
• Truth in savings: Certificates​
• Electronic funds transfers
• Funds availability
• Privacy policy
• USA PATRIOT Act​

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FEE SCHEDULE

• ​Fee schedule (updated as of January 1, 2019)

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LOANS

• Skip-A-Payment
• Fair Lending Laws

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MEMBERSHIP AND ACCOUNT AGREEMENT

• Personal membership and account agreement
• Business membership and account agreement

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WEBSITE

• Website disclaimer
• Website privacy policy
• Website accessibility