Auto Loans

Get the right ride for you, at the right rate for your budget!

• Competitive financing on new or used vehicles
• A wide range of terms customized to your unique needs
• Pre-approval available for extra bargaining power at the dealership
• Refinance your current vehicle to potentially lower your rate
• Protect the value of your ride with our insurance options
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

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Finance your first car with GPO!

No co-signer? No problem! GPO’s First-Time Auto Buyer Loan Option helps first-time auto buyers finance their vehicle all while building their credit.

Features:

• New & Used Vehicles
• Completive Rates & Flexible Terms
• Loan amounts up to $25,000
• Payment protection options available to cover you in case of loss, accidents or breakdowns

To Qualify*:

• Must be 18 or older
• No previous Auto Loans
• Six months at current employer required
• Proof of income required

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*Membership eligibility required. Credit restrictions apply and applications are subject to credit approval. Must be 18 years or older, employed for a minimum of six months. Loan rates are determined by overall credit history and are subject to change without notice. See branch for full details.

Enjoy a complimentary 90 day rate lock when you apply for a new auto loan with us!

All new auto loans, pre-approved applications and vehicle orders! No need to finance through the dealer, we've got you covered!

You won’t need to worry about interest rates while you wait because we’re giving members the opportunity to lock in their new auto loan rate today for 90 days! And if rates happen to drop within 90 days, we’ll give you the lower of the locked rate or the current rate.

Ordering or searching, you may lock in your rate by one of the following ways:

• Complete a new auto application online, over the phone or visit a branch.
• Fill out the form below, attach a copy of the proof of the order, and click submit.

Still looking for the perfect ride?

We can pre-approve you for your auto loan, and lock your rate today for 90 days for free with no obligation to borrow!

Apply Now

*Rate lock is valid on approved loan application. Members will need to complete an application for new auto models 2021-2025 to secure a rate. Your loan rate will be based upon the rates we offered when you locked or the current rate, whichever is lower.

Payment Saver: Better Than A Lease

Looking for low monthly payments without the typical lease limitations? GPO’s Payment Saver loan gives you the best of both worlds—affordable payments like a lease, with the flexibility and benefits of ownership.

Here’s why it’s better than leasing:

• Available for new and pre-owned vehicles up to 5 years old
• Flexible terms—up to 72 months
• No down payment required
• No security deposit or acquisition fees
• Choose your mileage: 7,500 to 18,000 miles annually
• No penalties for early payoff
• Refinance your current vehicle to lower your monthly payments
• Upgrade or switch vehicles every few years with ease
• You own the vehicle—the title is in your name

At the end of the loan term, you’ll have more choices than a lease: Keep the car, refinance, sell it, or simply turn it in and walk away.

Don’t let your payment drive your loan - Save more and own the experience!
Ask us about Payment Saver today!

Learn More About Payment Saver

 

Looking for a new or used vehicle but don’t know where to start? Save time, money and stress when you search for your next vehicle online with GPO’s Auto Center!

• Search for new or used cars
• Compare vehicles by make, model and price
• Access CarFax reports
• Request a quote
• Get pre-approved online
• Get your trade-in value
• Research vehicle specifications

Use the tools below to discover your next ride and start the buying process once you're ready!

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Shop For Your Next Car