You can have an available line of credit, and take fixed rate and/or variable rate advances as you need it, with no new applications or approvals needed.
GPO's home equity loans are a quick and easy way to get money for all of your home improvement projects and you only need to apply once to take advantage of our two-for-one option. Members can get a one-time loan with an attached line of credit. That means when new projects crop up, you don't have to re-apply ... your line of credit is ready and waiting.
Your home is one of the biggest investments that you will ever make. Benefit from that investment when you need to make home improvements, take a vacation, pay college expenses or almost anything else. Borrow funds as you need it, and only pay interest on what you borrow, as you borrow it.
FEATURES OF A GPO HOME EQUITY
Visit your nearest branch to learn more or apply.
Consider a Home Equity loan from GPO! Find out about our great rate and more in our YouTube video!
Variable rate advance as low as
1.99% apr* for the first 12 months
Fixed rate advance as low as 2.49% apr* for 5 years
*Membership eligibility required. Credit restrictions apply. Rates based on credit history. Offer valid for new home equity loans only. Existing lines with new advances do not qualify. Rate reverts to current GPO line of credit rate, prime rate, at the end of the 12th month. Member is responsible for New York state mortgage tax, county recording fee and tax service fee (if applicable). Loan must be in first lien position. Consult tax advisor for tax information. Limited time offer. Rates subject to change. See branch or call (315) 724-1654 for full details.