You can have an available line of credit, and take fixed rate and/or variable rate advances as you need it, with no new applications or approvals needed.
Your home is one of the biggest investments that you will ever make. Benefit from that investment when you need to make home improvements, take a vacation, pay college expenses or almost anything else. Borrow funds as you need it, and only pay interest on what you borrow, as you borrow it.
FEATURES OF A GPO HOME EQUITY
Visit your nearest branch to learn more or apply.
Variable rate advance as low as
1.99% apr* for the first 12 months
Fixed rate advance as low as 3.24% apr* for 5 years
*Credit restrictions apply. Rates based on credit history. Offer valid for new home equity loans only. Existing lines with new advances do not qualify. Rate reverts to current GPO Line of Credit rate, prime rate, at the end of the 12th month. Member is responsible for NYS Mortgage Tax, County Recording Fee and Tax Service Fee (if applicable). Consult tax advisor for tax information. Limited time offer, rates subject to change.