Member Eligibility
As a not-for-profit financial cooperative, you must meet our field of membership eligibility requirements to join. It's easy though, look at all the ways you can be eligible. You or a family member must live, work, worship or attend school in:
- Fulton County
- Hamilton County
- Herkimer County
- Madison County
- Montgomery County
- Oneida County
- Otsego County
Member Benefits
As a member, GPO offers you:
- Lower rates on loans
- Higher savings rates
- Fewer fees than the big banks
- Free account features such as online and mobile banking, check cashing and statements
GPO's Checking Account features:
- Direct Deposit with pay-a-day early access to funds
- Access to over 85,000 fee-free ATM's
- Free paper and e-statements
Member Access
GPO's enhanced online and mobile banking services are convenient and time-saving for our members to get access anytime and anywhere.
Features include:
- Mobile check deposit
- GPO's bill pay
- Remote controls for cards
- E-alerts by text or email
- GPO at Home online loan application
Stop in and see us at any of our convenient locations in Downtown Utica, South Utica, Oneida, Barneveld, New Hartford, Rome, Ilion and Dolgeville.