​Rates effective January 1, 2021

Every new GPO membership begins with a regular savings account, which is GPO's Share Savings Account. GPO offers a variety of savings accounts with competitive rates providing you with a safe and secure place to put your money.

SHARE SAVINGS

Account Type	APR*	APY*
Share Savings	0.25%	0.25%
Loan Payment ​Share Savings	0.25%	0.25%
Kids' Cash Savings	0.25%	0.25%
Club Accounts**	0.25%	0.25%

*Annual percentage rate and annual percentage yield. Dividends are credited monthly based on day of deposit, day of withdrawal. Minimum balance of $50.01 is required to earn interest on all account types except Kids' Cash Savings. Interest earnings may be affected by fees.

**Club Accounts include Special Purpose, Christmas, Vacation Accounts

MONEY MARKET SAVINGS & IRAs
Account Type: Traditional, Roth and Educational

BALANCE	APR*	APY*
$2,000 to $19,999.99	0.349%	0.35%
$20,000 to $49,999.99	0.399%	0.40%
$50,000 and up	0.449%	0.45%

*Annual percentage rate and annual percentage yield. Account balances below $2,000 minimum earn 0.20% less than posted regular share rate. Interest earnings may be affected by fees.

MEMBER CHOICE TERM SHARE CERTIFICATES

Account Type	APR*	APY*
6 Month	0.499%	0.50%
12 Month	0.797%	0.80%
24 Month	0.847%	0.85%
36 Month	0.896%	0.90%
48 Month	​0.946%	0.95%
60 Month	1.094%	1.10%
Kids ​(12 Month)	0.797%	0.80%

*Annual percentage rate and annual percentage yield. There are dividend penalties for early withdrawal. Refer to certificate for details. Minimum balance of $1,000.00 is required for all account types except Kids Only Savings which require a minimum balance of $250.00. ​Interest earnings may be affected by fees.

MEMBER CHOICE IRA TERM SHARE CERTIFICATES

Account Type	APR*	APY*
12 Month	0.797%	0.80%
24 Month	0.847%	0.85%
36 Month	0.896%	0.90%
48 Month	0.946%	0.95%
60 Month	​1.094%	1.10%

*Annual percentage rate and annual percentage yield. Dividends are compounded and posted monthly. There are penalties for early withdrawal. Minimum balance of $1,000 or $500 on education IRAs. Interest earnings may be affected by fees.

Not sure which savings account is right for you? Click below for more information!

gpo savings accounts

---

Savings Rates (PDF)

*View a printable version of our savings rates. A portable document format (PDF) will open in a new window. A PDF reader is required for viewing.